Information We Collect from You
We collect certain nonpublic personal identifying information about you (such as your name, address, social security number, date of birth, income, assets, investment preferences, etc.) from information that you provide on applications or other forms as well as communications (electronic, telephone, written or in person) with you or your authorized representatives (such as your attorney, accountant, etc.). We also collect information about your accounts and transactions (such as purchases, sales, account balances, inquiries, etc.), information to process transactions or to conduct online transactions.
Information from Third Parties
If needed, we may also obtain information from third parties. For example, we may obtain information from you to evaluate your application or verify your identity, including personal and credit information from consumer reporting agencies or information from other companies about contracts or accounts transferred to us.
We only collect medical information to assist you in the submission to an insurance company for purposes of underwriting life insurance or annuity products. We only share medical information within strict limits as allowed or required by law; such information is not shared for marketing purposes.
Information We Share
We share information only in a limited way to conduct business and provide service to customers, or as required by law. The law allows us to share the personal information listed above with our affiliated firms. We share this information to conduct routine business activities.
What Information We Disclose
Safeguarding of Your Information
We restrict access to your nonpublic personal information to those employees who need to know that information to service your account. We train our employees to keep your information safe and confidential. We maintain physical, electronic and procedural safeguards that comply with applicable federal and state standards.
Opting Out of Disclosures
All financial companies need to share customers’ personal information to run their everyday business, such as to process your transactions or maintain your accounts. Currently, there is no ability to opt out of sharing information for our everyday business purposes or to respond to court orders and legal investigations.
For Questions, Please Contact Us
ATTN: Chief Compliance OfficerPagnato Karp Partners, LLC11951 Freedom Drive Suite 1260 Reston, Virginia 20190